COST OF SESSIONS
My fee is $150 per 50 minute session based on income and availability, and I accept multiple payment methods.
If you're seeking to use your insurance, please note that I'm an out-of-network provider and your insurance may not provide coverage. Please contact your insurance to find out if they offer "out-of-network" coverage (see below for questions that would be helpful to ask). If they do (yay!), you'll be responsible for full payment at the time of your service and your insurance will reimburse you directly.
A sliding fee scale based on annual income may be considered for clients who experience financial hardship. Please contact me for more information.
If you're interested in online sessions, please inquire about pricing and availability.
QUESTIONS TO ASK YOUR PROVIDER ABOUT out-of-network COVERAGE
Therapy sessions may be covered in part or in full by your health insurance plan. Please check your coverage carefully by asking your provider these questions:
Do I have "out-of-network" mental health insurance benefits?
What is my deductible and has it been met?
What is my "co-insurance"?
How many sessions per year does my health insurance cover?
What is the coverage amount per session?
Is approval required from my primary care doctor?
benefits of paying out-of-pocket vs. using insurance
Insurance companies mandate a diagnosis and get to determine whether the therapy is "medically necessary" (I know, crazy!). They (usually) have the right to audit your treatment plan and progress notes, which compromises confidentiality. Also, they may limit your coverage to a set number of therapy sessions per year, regardless of what you may be going through.
Other things to consider are timing, long-term costs, and availability. Often times your insurance provider may require you to meet a deductible before coverage kicks in, and (depending on the amount) meeting the deductible can take a while. If you have a set number of sessions and a high deductible, using your insurance may not be the most cost-effective option long-term.
And most importantly, you're limited to therapists that are within network so finding the "right fit" may prove to be even more challenging.
Considering all of the above, paying out-of-pocket may be a better fit for some. Please feel free to contact me to discuss further!